Smart Real Estate Affordability Planner
🏡 Smart Real Estate Wizard v2.0
Smart Real Estate Wizard v2.0 – India’s Most Intelligent Property Decision Tool
✅ Make Confident Property Decisions with Real-Time Financial Intelligence
In the complex world of Indian real estate, one wrong decision can cost you lakhs. That’s why we built the Smart Real Estate Wizard v2.0 – a next-gen property analysis tool tailored for Indian homebuyers and real estate investors.
Whether you’re buying your first flat in Pune, investing in a commercial space in Bangalore, or evaluating a villa in Hyderabad, this tool helps you calculate affordability, understand your loan stress, estimate ROI, and receive a verdict on whether to proceed or not—all based on real-time, user-specific data.
What Is the Smart Real Estate Wizard?
It’s a 3-step wizard that evaluates your income, property preferences, and local development factors to generate a comprehensive report with:
💰 Cost Breakdown (Downpayment, GST, Stamp Duty, Legal & Registration)
📊 Loan Overview (EMI, Eligibility, Debt-to-Income Ratio)
📈 ROI & Future Value (10-Year Investment Projection)
🧠 Smart AI-Based Recommendations
📌 Final Verdict (Proceed / Review Carefully / Do Not Proceed)
How This Tool Helps Indian Homebuyers
In India, buying a property is not just an emotional decision—it’s a long-term financial commitment. This wizard helps you:
✅ Avoid financial stress by checking if EMI exceeds 40–50% of income
✅ Understand upfront costs including hidden charges like GST, Stamp Duty, and Legal
✅ Predict property growth using ROI and future value projection
✅ Evaluate location development based on connectivity, schools, hospitals, and more
✅ Get an automated expert verdict so you don’t need to guess if it’s worth investing
📍 Example Analysis Report Snapshot
Property: Pune | Residential Flat | Under Construction
❌ Do Not Proceed – EMI stress or area growth low.
| 💰 Cost Breakdown | ||
|---|---|---|
| Cost Component | Amount (₹) | % of Budget |
| Downpayment | ₹12,00,000 | 20% |
| Stamp Duty | ₹3,60,000 | 6% |
| Registration | ₹60,000 | 1% |
| GST (5%) | ₹3,00,000 | 5% |
| Legal Fees | ₹25,000 | 0.42% |
| Maintenance | ₹50,000 | 0.83% |
| Total Upfront | ₹19,95,000 | ~33.25% |
| 📊 Loan Overview | |
|---|---|
| Loan Eligibility | ₹90,00,000 |
| Monthly EMI | ₹40,149 |
| Debt to Income Ratio | 53.5% ❗ |
| Estimated Monthly Savings Post EMI | ₹34,851 |
| 📈 ROI & Future Value | |
|---|---|
| Estimated Value (10 Yrs) | ₹1.18 Cr |
| ROI | 96.72% |
🧠 Smart Recommendations
- 🔴 EMI is too high – reduce loan amount or extend tenure
- ⚠️ EMI taking up more than 40% of income – risky loan
- ✅ Great for family living – Schools & Hospitals Nearby
- ✅ Strong investment – Balanced equity & ROI
- ❌ Do Not Proceed – EMI stress or area growth low
Why Use This Tool?
✅ No guesswork – Get real estate analysis just like a financial advisor would provide
✅ Saves money – Spot hidden costs and loan overload risks before committing
✅ Trustworthy logic – Built with real-world rules used by banks and builders
✅ Location-aware – Considers locality benefits like metro, schools, hospitals
✅ Fast & free – Entire process takes less than 2 minutes
Launch the Wizard Now
Don’t make the biggest financial decision of your life without a plan.
Let the Smart Real Estate Wizard v2.0 guide you.