BI kept the repo rate unchanged at 5.50%, having already frontloaded easing through both a rate cut and a 100 bps CRR reduction earlier this year. The policy stance also remains ‘Neutral’.
The six-member panel, headed by Sanjay Malhotra, started the three-day deliberation on the monetary policy on August 4, 2025
The upcoming RBI policy may cut repo rates by 0.25%, boosting real estate demand. Lower EMIs, improved buyer sentiment, and affordable financing could drive strong growth in the housing market.
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