The RBI today kept the repo rate steady at 5.50% while raising FY26 GDP growth to 6.8%, signaling stable borrowing costs for homebuyers. With GST rationalization and US tariff changes also shaping market sentiment, the real estate sector is poised to benefit from heightened festive-season demand.
Experts say stable rates combined with growth optimism could give a timely push to residential and commercial property transactions.
Mr. Prashant Sharma, President, NAREDCO Maharashtra
“The RBI’s decision to keep the repo rate unchanged at 5.5% with a ‘neutral’ stance is a welcome step for the real estate sector, especially during the festive season when home buying sentiment is at its peak. The rationalization of GST will provide a much-needed push to consumer confidence, offsetting inflationary concerns arising from global trade headwinds such as the additional US tariffs. With GDP growth projections revised upward to 6.8%, the overall economic outlook remains positive, and this will translate into healthier housing demand across segments.”
Mr. Kaushal Agarwal, Chairman, The Guardians Real Estate Advisory
“The RBI’s status quo on repo rates for the second consecutive time ensures stability in borrowing costs, which is crucial during the ongoing festive season — traditionally the strongest period for home sales. Combined with GST rationalization, buyers are likely to benefit from a more transparent and cost-effective home ownership journey. Even though global pressures such as US tariffs may pose inflationary risks, India’s strong domestic fundamentals and higher GDP forecast will continue to drive the real estate market forward.”
Mr. Vikas Jain, CEO, Labdhi Lifestyle and President, NAREDCO Maharashtra NextGen
“The RBI’s unchanged repo rate is in line with market expectations and will help sustain housing demand during the festive season. Developers can now focus on passing on benefits of GST rationalization to buyers, which will further stimulate consumption. India’s resilience and upward GDP growth outlook signals a conducive environment for long-term real estate investments.”
Ms. Shraddha Kedia-Agarwal, Director, Transcon Developers
“The RBI maintaining the repo rate at 5.5% is a steadying move that brings confidence to homebuyers at a time when festive demand is peaking. GST rationalization is an added advantage as it lowers cost pressures, making homes more affordable. Despite global uncertainties like US tariffs, the central bank’s upward revision of GDP growth reflects the strength of India’s economy and will encourage more buyers to convert aspirations into purchases.”
Mr. Dhruman Shah, Promoter, Ariha Group
“The RBI’s neutral stance and decision to hold the repo rate unchanged bodes well for the real estate sector. The festive season is a crucial window for developers, and stability in borrowing rates combined with GST rationalization will help in faster conversions. This stability not only boosts buyer confidence but also enhances affordability, which in turn will accelerate sales velocity and support developers in achieving stronger traction for their projects.”
